Factors include things like the cover you have chosen, the benefit percentage applicable to the cover you have chosen, where you and your pet permanently live, the species, breed, gender of your pet, the current age of your pet, the age you first insured your pet, and other factors related to our cost of doing business.įactors that are taken into consideration for renewal premium calculation include your pet’s age, breed, location, duration for which your pet has been insured, claims history, as well as data relating to the health of pets that are a similar age and breed.Įach year we review premiums based on these factors to ensure we can accommodate the costs of possible treatment up to your annual benefit limit, in the event that your pet becomes injured or ill.
These factors can cause the premium to go amount up or down depending upon whether we believe it increases or decreases the risk to us. Your premium is calculated using a combination of factors to do with you and your pet.
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